Call reports 2001
EASTON BANK & TRUST COMPANY — 2001
What EASTON BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,672,000 | 72,453,000 | 78,291,000 | 79,805,000 |
| Total loans | 56,992,000 | 61,028,000 | 62,039,000 | 64,417,000 |
| Allowance for loan losses | 701,000 | 652,000 | 690,000 | 751,000 |
| Securities available for sale | 4,133,000 | 3,125,000 | 4,018,000 | 5,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,200,000 | 63,892,000 | 70,575,000 | 71,467,000 |
| Interest-bearing deposits | 55,964,000 | 58,363,000 | 59,849,000 | 64,866,000 |
| Noninterest-bearing deposits | 6,236,000 | 5,529,000 | 10,726,000 | 6,601,000 |
| Equity capital | 5,481,000 | 5,546,000 | 5,657,000 | 5,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,342,000 | 2,734,000 | 4,115,000 | 5,451,000 |
| Interest expense | 681,000 | 1,387,000 | 2,069,000 | 2,672,000 |
| Net interest income | 661,000 | 1,347,000 | 2,046,000 | 2,779,000 |
| Noninterest income | 127,000 | 247,000 | 417,000 | 588,000 |
| Noninterest expense | 566,000 | 1,169,000 | 1,776,000 | 2,408,000 |
| Provision for loan losses | 48,000 | 104,000 | 184,000 | 213,000 |
| Pretax income | 174,000 | 321,000 | 503,000 | 746,000 |
| Income tax | 68,000 | 123,000 | 195,000 | 261,000 |
| Net income | 106,000 | 198,000 | 308,000 | 485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,457,000 | 5,521,000 | 5,603,000 | 5,752,000 |
| Total capital | 6,144,000 | 6,254,000 | 6,353,000 | 6,551,000 |
| Risk-weighted assets | 54,961,000 | 58,284,000 | 60,062,000 | 63,874,000 |