Call reports 2003
RFC BANKING COMPANY — 2003
What RFC BANKING COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q2 |
|---|---|
| Total assets | 45,850,000 |
| Total loans | 29,507,000 |
| Allowance for loan losses | 5,115,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 0 |
| Interest-bearing deposits | 0 |
| Noninterest-bearing deposits | 0 |
| Equity capital | 18,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q2 |
|---|---|
| Interest income | 4,948,000 |
| Interest expense | 2,935,000 |
| Net interest income | 2,013,000 |
| Noninterest income | 19,332,000 |
| Noninterest expense | 4,661,000 |
| Provision for loan losses | 206,000 |
| Pretax income | 16,502,000 |
| Income tax | 5,619,000 |
| Net income | 10,883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q2 |
|---|---|
| Tier 1 capital | 18,523,000 |
| Total capital | 19,007,000 |
| Risk-weighted assets | 34,057,000 |