Call report 2005Q4
F&M BANK & TRUST COMPANY, THE — 2005Q4
The 22 measures F&M BANK & TRUST COMPANY, THE reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,190,454,000 | USD | evidence → |
| Total loans | 1,005,572,000 | USD | evidence → |
| Allowance for loan losses | 10,680,000 | USD | evidence → |
| Securities available for sale | 62,169,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,032,542,000 | USD | evidence → |
| Interest-bearing deposits | 743,253,000 | USD | evidence → |
| Noninterest-bearing deposits | 289,289,000 | USD | evidence → |
| Equity capital | 119,315,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 68,544,000 | USD | evidence → |
| Interest expense | 20,553,000 | USD | evidence → |
| Net interest income | 47,991,000 | USD | evidence → |
| Noninterest income | 11,465,000 | USD | evidence → |
| Noninterest expense | 34,342,000 | USD | evidence → |
| Provision for loan losses | 2,725,000 | USD | evidence → |
| Pretax income | 22,837,000 | USD | evidence → |
| Income tax | 7,363,000 | USD | evidence → |
| Net income | 15,474,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 118,269,000 | USD | evidence → |
| Total capital | 128,949,000 | USD | evidence → |
| Risk-weighted assets | 1,173,013,000 | USD | evidence → |