Call report 2004Q4
F&M BANK & TRUST COMPANY, THE — 2004Q4
The 22 measures F&M BANK & TRUST COMPANY, THE reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,100,245,000 | USD | evidence → |
| Total loans | 916,131,000 | USD | evidence → |
| Allowance for loan losses | 8,385,000 | USD | evidence → |
| Securities available for sale | 79,045,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 914,175,000 | USD | evidence → |
| Interest-bearing deposits | 682,892,000 | USD | evidence → |
| Noninterest-bearing deposits | 231,283,000 | USD | evidence → |
| Equity capital | 107,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 47,264,000 | USD | evidence → |
| Interest expense | 9,911,000 | USD | evidence → |
| Net interest income | 37,353,000 | USD | evidence → |
| Noninterest income | 12,854,000 | USD | evidence → |
| Noninterest expense | 33,327,000 | USD | evidence → |
| Provision for loan losses | 2,775,000 | USD | evidence → |
| Pretax income | 14,566,000 | USD | evidence → |
| Income tax | 4,514,000 | USD | evidence → |
| Net income | 10,052,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 105,855,000 | USD | evidence → |
| Total capital | 114,240,000 | USD | evidence → |
| Risk-weighted assets | 1,058,909,000 | USD | evidence → |