Call report 2002Q4
F&M BANK & TRUST COMPANY, THE — 2002Q4
The 22 measures F&M BANK & TRUST COMPANY, THE reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 945,627,000 | USD | evidence → |
| Total loans | 751,253,000 | USD | evidence → |
| Allowance for loan losses | 8,536,000 | USD | evidence → |
| Securities available for sale | 82,717,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 800,478,000 | USD | evidence → |
| Interest-bearing deposits | 592,717,000 | USD | evidence → |
| Noninterest-bearing deposits | 207,761,000 | USD | evidence → |
| Equity capital | 80,630,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 45,472,000 | USD | evidence → |
| Interest expense | 14,051,000 | USD | evidence → |
| Net interest income | 31,421,000 | USD | evidence → |
| Noninterest income | 13,876,000 | USD | evidence → |
| Noninterest expense | 30,571,000 | USD | evidence → |
| Provision for loan losses | 1,400,000 | USD | evidence → |
| Pretax income | 13,757,000 | USD | evidence → |
| Income tax | 4,205,000 | USD | evidence → |
| Net income | 9,552,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 78,628,000 | USD | evidence → |
| Total capital | 87,164,000 | USD | evidence → |
| Risk-weighted assets | 867,094,000 | USD | evidence → |