Call reports 2025
BANK OF COMMERCE & TRUST COMPANY — 2025
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 361,651,000 | 362,356,000 | 365,649,000 | 395,907,000 |
| Total loans | 89,495,000 | 93,268,000 | 102,893,000 | 102,865,000 |
| Allowance for loan losses | 635,000 | 622,000 | 617,000 | 622,000 |
| Securities available for sale | 226,295,000 | 230,709,000 | 229,675,000 | 225,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,073,000 | 322,096,000 | 323,955,000 | 353,798,000 |
| Interest-bearing deposits | 198,185,000 | 197,218,000 | 204,413,000 | 233,228,000 |
| Noninterest-bearing deposits | 125,888,000 | 124,878,000 | 119,542,000 | 120,570,000 |
| Equity capital | 25,906,000 | 28,347,000 | 30,736,000 | 32,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,535,000 | 5,177,000 | 7,900,000 | 10,819,000 |
| Interest expense | 634,000 | 1,315,000 | 2,176,000 | 3,040,000 |
| Net interest income | 1,901,000 | 3,862,000 | 5,724,000 | 7,779,000 |
| Noninterest income | 329,000 | 672,000 | 1,066,000 | 1,345,000 |
| Noninterest expense | 2,097,000 | 4,098,000 | 6,136,000 | 8,299,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 133,000 | 436,000 | 617,000 | 788,000 |
| Income tax | 19,000 | 74,000 | 99,000 | 126,000 |
| Net income | 114,000 | 362,000 | 518,000 | 662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,819,000 | 43,067,000 | 43,223,000 | 42,841,000 |
Machine access — free, no API key
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