Call reports 2023
BANK OF COMMERCE & TRUST COMPANY — 2023
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 378,557,000 | 366,922,000 | 359,207,000 | 366,307,000 |
| Total loans | 83,864,000 | 88,205,000 | 89,236,000 | 92,773,000 |
| Allowance for loan losses | 711,000 | 632,000 | 690,000 | 690,000 |
| Securities available for sale | 257,421,000 | 255,173,000 | 239,102,000 | 223,874,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,194,000 | 328,531,000 | 315,345,000 | 339,027,000 |
| Interest-bearing deposits | 209,398,000 | 197,079,000 | 190,026,000 | 214,009,000 |
| Noninterest-bearing deposits | 143,795,000 | 131,452,000 | 125,319,000 | 125,018,000 |
| Equity capital | 11,397,000 | 10,600,000 | 11,344,000 | 18,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,074,000 | 4,171,000 | 6,319,000 | 8,643,000 |
| Interest expense | 194,000 | 521,000 | 1,211,000 | 1,864,000 |
| Net interest income | 1,880,000 | 3,650,000 | 5,108,000 | 6,779,000 |
| Noninterest income | 397,000 | 701,000 | 5,334,000 | 6,091,000 |
| Noninterest expense | 1,745,000 | 3,483,000 | 5,746,000 | 7,936,000 |
| Provision for loan losses | 0 | -64,000 | -64,000 | -64,000 |
| Pretax income | 519,000 | 834,000 | 4,301,000 | 2,036,000 |
| Income tax | 95,000 | 145,000 | 859,000 | 369,000 |
| Net income | 424,000 | 689,000 | 3,442,000 | 1,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,670,000 | 41,935,000 | 44,688,000 | 42,388,000 |
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