Call reports 2022
BANK OF COMMERCE & TRUST COMPANY — 2022
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 378,233,000 | 382,532,000 | 376,301,000 | 391,962,000 |
| Total loans | 76,800,000 | 86,632,000 | 84,849,000 | 85,590,000 |
| Allowance for loan losses | 638,000 | 647,000 | 640,000 | 639,000 |
| Securities available for sale | 281,017,000 | 274,607,000 | 262,127,000 | 254,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 344,370,000 | 353,549,000 | 358,418,000 | 373,475,000 |
| Interest-bearing deposits | 208,053,000 | 216,123,000 | 217,624,000 | 237,250,000 |
| Noninterest-bearing deposits | 136,317,000 | 137,426,000 | 140,794,000 | 136,225,000 |
| Equity capital | 21,601,000 | 16,396,000 | 7,250,000 | 9,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,580,000 | 3,294,000 | 5,277,000 | 7,335,000 |
| Interest expense | 131,000 | 259,000 | 387,000 | 517,000 |
| Net interest income | 1,449,000 | 3,035,000 | 4,890,000 | 6,818,000 |
| Noninterest income | 320,000 | 640,000 | 915,000 | 1,210,000 |
| Noninterest expense | 1,601,000 | 3,242,000 | 4,924,000 | 6,697,000 |
| Provision for loan losses | 13,000 | 25,000 | 38,000 | 37,000 |
| Pretax income | 155,000 | 408,000 | 843,000 | 1,294,000 |
| Income tax | 18,000 | 51,000 | 126,000 | 201,000 |
| Net income | 137,000 | 357,000 | 717,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,815,000 | 41,035,000 | 41,395,000 | 41,246,000 |