Call reports 2021
BANK OF COMMERCE & TRUST COMPANY — 2021
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 384,404,000 | 387,223,000 | 388,295,000 | 400,802,000 |
| Total loans | 79,570,000 | 79,401,000 | 75,472,000 | 76,383,000 |
| Allowance for loan losses | 608,000 | 605,000 | 603,000 | 605,000 |
| Securities available for sale | 288,485,000 | 292,912,000 | 296,993,000 | 308,928,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,847,000 | 338,054,000 | 339,260,000 | 355,226,000 |
| Interest-bearing deposits | 197,841,000 | 202,429,000 | 200,229,000 | 213,822,000 |
| Noninterest-bearing deposits | 137,006,000 | 135,625,000 | 139,031,000 | 141,404,000 |
| Equity capital | 35,734,000 | 36,597,000 | 36,932,000 | 34,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,569,000 | 3,156,000 | 4,939,000 | 6,593,000 |
| Interest expense | 180,000 | 335,000 | 476,000 | 611,000 |
| Net interest income | 1,389,000 | 2,821,000 | 4,463,000 | 5,982,000 |
| Noninterest income | 293,000 | 585,000 | 893,000 | 1,222,000 |
| Noninterest expense | 1,512,000 | 3,089,000 | 4,613,000 | 6,272,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 50,000 |
| Pretax income | 145,000 | 267,000 | 693,000 | 882,000 |
| Income tax | 16,000 | 26,000 | 107,000 | 127,000 |
| Net income | 129,000 | 241,000 | 586,000 | 755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,577,000 | 40,689,000 | 41,034,000 | 40,678,000 |