Call reports 2019
BANK OF COMMERCE & TRUST COMPANY — 2019
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 317,274,000 | 319,257,000 | 303,133,000 | 341,603,000 |
| Total loans | 83,804,000 | 89,056,000 | 89,918,000 | 85,613,000 |
| Allowance for loan losses | 821,000 | 882,000 | 928,000 | 799,000 |
| Securities available for sale | 218,475,000 | 214,279,000 | 198,956,000 | 240,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,847,000 | 269,758,000 | 253,717,000 | 293,260,000 |
| Interest-bearing deposits | 170,199,000 | 170,770,000 | 161,787,000 | 188,697,000 |
| Noninterest-bearing deposits | 100,647,000 | 98,988,000 | 91,930,000 | 104,563,000 |
| Equity capital | 36,635,000 | 38,673,000 | 39,401,000 | 38,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,159,000 | 4,349,000 | 6,575,000 | 8,708,000 |
| Interest expense | 160,000 | 376,000 | 607,000 | 821,000 |
| Net interest income | 1,999,000 | 3,973,000 | 5,968,000 | 7,887,000 |
| Noninterest income | 311,000 | 573,000 | 875,000 | 1,171,000 |
| Noninterest expense | 1,627,000 | 3,277,000 | 4,851,000 | 6,744,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 100,000 |
| Pretax income | 608,000 | 1,119,000 | 1,767,000 | 2,214,000 |
| Income tax | 107,000 | 191,000 | 306,000 | 385,000 |
| Net income | 501,000 | 928,000 | 1,461,000 | 1,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,732,000 | 41,158,000 | 41,692,000 | 40,487,000 |
| Total capital | 41,553,000 | 42,040,000 | 42,620,000 | 41,286,000 |
| Risk-weighted assets | 134,089,000 | 137,318,000 | 137,573,000 | 96,008,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE & TRUST COMPANY — 2019 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.