Call reports 2018
BANK OF COMMERCE & TRUST COMPANY — 2018
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 318,091,000 | 317,018,000 | 301,586,000 | 324,228,000 |
| Total loans | 79,947,000 | 86,024,000 | 88,019,000 | 88,040,000 |
| Allowance for loan losses | 665,000 | 657,000 | 699,000 | 757,000 |
| Securities available for sale | 222,801,000 | 216,010,000 | 197,170,000 | 221,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,111,000 | 273,644,000 | 258,909,000 | 277,978,000 |
| Interest-bearing deposits | 176,163,000 | 176,458,000 | 165,719,000 | 184,356,000 |
| Noninterest-bearing deposits | 98,948,000 | 97,186,000 | 93,190,000 | 93,622,000 |
| Equity capital | 34,124,000 | 34,352,000 | 34,367,000 | 34,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,077,000 | 6,169,000 | 8,259,000 |
| Interest expense | 121,000 | 253,000 | 390,000 | 527,000 |
| Net interest income | 1,900,000 | 3,824,000 | 5,779,000 | 7,732,000 |
| Noninterest income | 306,000 | 620,000 | 929,000 | 1,244,000 |
| Noninterest expense | 1,511,000 | 3,044,000 | 4,660,000 | 6,473,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 620,000 | 1,250,000 | 1,823,000 | 2,203,000 |
| Income tax | 104,000 | 202,000 | 307,000 | 363,000 |
| Net income | 516,000 | 1,048,000 | 1,516,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,480,000 | 41,014,000 | 41,482,000 | 40,231,000 |
| Total capital | 41,145,000 | 41,671,000 | 42,181,000 | 40,988,000 |
| Risk-weighted assets | 133,345,000 | 142,548,000 | 139,739,000 | 135,094,000 |