Call reports 2011
BANK OF COMMERCE & TRUST COMPANY — 2011
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 307,996,000 | 320,029,000 | 320,836,000 | 335,588,000 |
| Total loans | 87,925,000 | 92,128,000 | 92,920,000 | 90,076,000 |
| Allowance for loan losses | 596,000 | 658,000 | 705,000 | 459,000 |
| Securities available for sale | 202,957,000 | 210,669,000 | 208,012,000 | 224,446,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,636,000 | 270,677,000 | 270,659,000 | 284,048,000 |
| Interest-bearing deposits | 194,281,000 | 203,127,000 | 206,341,000 | 217,012,000 |
| Noninterest-bearing deposits | 65,355,000 | 67,550,000 | 64,318,000 | 67,036,000 |
| Equity capital | 32,967,000 | 35,659,000 | 37,908,000 | 36,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,385,000 | 8,078,000 | 10,655,000 |
| Interest expense | 553,000 | 1,100,000 | 1,601,000 | 2,091,000 |
| Net interest income | 2,138,000 | 4,285,000 | 6,477,000 | 8,564,000 |
| Noninterest income | 323,000 | 606,000 | 967,000 | 1,295,000 |
| Noninterest expense | 1,485,000 | 3,003,000 | 4,493,000 | 6,127,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 901,000 | 1,738,000 | 2,726,000 | 3,432,000 |
| Income tax | 258,000 | 489,000 | 771,000 | 977,000 |
| Net income | 643,000 | 1,249,000 | 1,955,000 | 2,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,151,000 | 36,757,000 | 37,463,000 | 36,388,000 |
| Total capital | 36,747,000 | 37,415,000 | 38,168,000 | 36,847,000 |
| Risk-weighted assets | 128,839,000 | 132,401,000 | 130,826,000 | 131,529,000 |