Call reports 2010
BANK OF COMMERCE & TRUST COMPANY — 2010
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 296,186,000 | 307,328,000 | 295,845,000 | 310,470,000 |
| Total loans | 83,785,000 | 88,226,000 | 90,849,000 | 87,631,000 |
| Allowance for loan losses | 456,000 | 439,000 | 452,000 | 513,000 |
| Securities available for sale | 196,855,000 | 203,192,000 | 186,669,000 | 206,627,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,777,000 | 256,028,000 | 244,478,000 | 262,638,000 |
| Interest-bearing deposits | 191,489,000 | 195,787,000 | 190,456,000 | 204,000,000 |
| Noninterest-bearing deposits | 57,288,000 | 60,241,000 | 54,022,000 | 58,638,000 |
| Equity capital | 34,066,000 | 35,820,000 | 36,567,000 | 32,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,597,000 | 5,296,000 | 8,110,000 | 10,738,000 |
| Interest expense | 666,000 | 1,308,000 | 1,908,000 | 2,497,000 |
| Net interest income | 1,931,000 | 3,988,000 | 6,202,000 | 8,241,000 |
| Noninterest income | 331,000 | 621,000 | 938,000 | 1,254,000 |
| Noninterest expense | 1,476,000 | 2,979,000 | 4,514,000 | 6,182,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 786,000 | 1,630,000 | 2,551,000 | 3,163,000 |
| Income tax | 218,000 | 454,000 | 710,000 | 882,000 |
| Net income | 568,000 | 1,176,000 | 1,841,000 | 2,281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,369,000 | 35,977,000 | 36,643,000 | 35,508,000 |
| Total capital | 35,825,000 | 36,416,000 | 37,095,000 | 36,021,000 |
| Risk-weighted assets | 121,373,000 | 127,242,000 | 127,821,000 | 129,507,000 |