Call reports 2001
BANK OF COMMERCE & TRUST COMPANY — 2001
What BANK OF COMMERCE & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 208,655,000 | 217,529,000 | 222,979,000 | 232,498,000 |
| Total loans | 86,814,000 | 90,645,000 | 86,150,000 | 80,617,000 |
| Allowance for loan losses | 1,393,000 | 1,983,000 | 2,275,000 | 1,063,000 |
| Securities available for sale | 102,365,000 | 107,829,000 | 105,096,000 | 131,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,684,000 | 179,117,000 | 183,270,000 | 192,243,000 |
| Interest-bearing deposits | 161,763,000 | 169,694,000 | 173,814,000 | 181,765,000 |
| Noninterest-bearing deposits | 8,921,000 | 9,423,000 | 9,456,000 | 10,478,000 |
| Equity capital | 31,624,000 | 32,063,000 | 33,463,000 | 30,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,490,000 | 7,070,000 | 10,405,000 | 13,912,000 |
| Interest expense | 1,464,000 | 2,980,000 | 4,497,000 | 5,990,000 |
| Net interest income | 2,026,000 | 4,090,000 | 5,908,000 | 7,922,000 |
| Noninterest income | 396,000 | 761,000 | 1,097,000 | 1,425,000 |
| Noninterest expense | 1,213,000 | 2,251,000 | 3,499,000 | 4,824,000 |
| Provision for loan losses | 75,000 | 600,000 | 900,000 | 1,800,000 |
| Pretax income | 1,107,000 | 2,145,000 | 2,785,000 | 2,902,000 |
| Income tax | 306,000 | 590,000 | 717,000 | 699,000 |
| Net income | 801,000 | 1,555,000 | 2,068,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,169,000 | 31,923,000 | 32,436,000 | 30,996,000 |
| Total capital | 32,186,000 | 33,253,000 | 33,757,000 | 32,059,000 |
| Risk-weighted assets | 80,968,000 | 105,753,000 | 104,029,000 | 104,822,000 |