Call reports 2018
BAY BANK, FSB — 2018
What BAY BANK, FSB reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 656,362,000 |
| Total loans | 549,796,000 |
| Allowance for loan losses | 4,391,000 |
| Securities available for sale | 52,835,000 |
| Securities held to maturity | 1,051,000 |
| Trading assets | 0 |
| Total deposits | 548,050,000 |
| Interest-bearing deposits | 419,368,000 |
| Noninterest-bearing deposits | 128,682,000 |
| Equity capital | 72,045,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 7,350,000 |
| Interest expense | 657,000 |
| Net interest income | 6,693,000 |
| Noninterest income | 981,000 |
| Noninterest expense | 5,323,000 |
| Provision for loan losses | 300,000 |
| Pretax income | 2,051,000 |
| Income tax | 586,000 |
| Net income | 1,465,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 69,944,000 |
| Total capital | 74,335,000 |
| Risk-weighted assets | 580,155,000 |