Call report 2013Q4
BAY BANK, FSB — 2013Q4
The 22 measures BAY BANK, FSB reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 419,074,000 | USD | evidence → |
| Total loans | 333,516,000 | USD | evidence → |
| Allowance for loan losses | 851,000 | USD | evidence → |
| Securities available for sale | 36,517,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 361,230,000 | USD | evidence → |
| Interest-bearing deposits | 271,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,117,000 | USD | evidence → |
| Equity capital | 54,507,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,019,000 | USD | evidence → |
| Interest expense | 1,264,000 | USD | evidence → |
| Net interest income | 17,755,000 | USD | evidence → |
| Noninterest income | 8,955,000 | USD | evidence → |
| Noninterest expense | 21,549,000 | USD | evidence → |
| Provision for loan losses | 842,000 | USD | evidence → |
| Pretax income | 4,319,000 | USD | evidence → |
| Income tax | 628,000 | USD | evidence → |
| Net income | 3,691,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,964,000 | USD | evidence → |
| Total capital | 47,815,000 | USD | evidence → |
| Risk-weighted assets | 325,617,000 | USD | evidence → |