Call reports 2019
FIRST BANK OF LINDEN — 2019
What FIRST BANK OF LINDEN reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 77,332,000 | 78,616,000 | 80,486,000 | 80,480,000 |
| Total loans | 30,721,000 | 29,786,000 | 29,726,000 | 30,138,000 |
| Allowance for loan losses | 338,000 | 366,000 | 361,000 | 346,000 |
| Securities available for sale | 35,032,000 | 33,938,000 | 36,619,000 | 36,940,000 |
| Securities held to maturity | 69,000 | 52,000 | 48,000 | 45,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,201,000 | 66,507,000 | 68,088,000 | 68,319,000 |
| Interest-bearing deposits | 52,206,000 | 53,092,000 | 52,756,000 | 53,801,000 |
| Noninterest-bearing deposits | 12,995,000 | 13,415,000 | 15,332,000 | 14,518,000 |
| Equity capital | 11,871,000 | 11,960,000 | 12,194,000 | 12,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,551,000 | 2,390,000 | 3,155,000 |
| Interest expense | 133,000 | 286,000 | 453,000 | 623,000 |
| Net interest income | 647,000 | 1,265,000 | 1,937,000 | 2,532,000 |
| Noninterest income | 72,000 | 136,000 | 203,000 | 268,000 |
| Noninterest expense | 516,000 | 917,000 | 1,404,000 | 1,981,000 |
| Provision for loan losses | 15,000 | 235,000 | 225,000 | 225,000 |
| Pretax income | 188,000 | 249,000 | 511,000 | 594,000 |
| Income tax | 22,000 | 15,000 | 52,000 | 47,000 |
| Net income | 166,000 | 234,000 | 459,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,658,000 | 11,559,000 | 11,784,000 | 11,705,000 |
| Total capital | 11,996,000 | 11,925,000 | 12,146,000 | 12,051,000 |
| Risk-weighted assets | 44,145,000 | 43,593,000 | 48,583,000 | 44,301,000 |