Call reports 2015
FIRST BANK OF LINDEN — 2015
What FIRST BANK OF LINDEN reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 79,048,000 | 77,634,000 | 78,725,000 | 79,072,000 |
| Total loans | 31,836,000 | 33,826,000 | 34,259,000 | 36,341,000 |
| Allowance for loan losses | 372,000 | 334,000 | 389,000 | 412,000 |
| Securities available for sale | 35,936,000 | 35,687,000 | 34,692,000 | 34,308,000 |
| Securities held to maturity | 319,000 | 301,000 | 239,000 | 232,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,689,000 | 66,620,000 | 67,265,000 | 67,657,000 |
| Interest-bearing deposits | 54,729,000 | 53,889,000 | 53,711,000 | 53,275,000 |
| Noninterest-bearing deposits | 12,960,000 | 12,731,000 | 13,554,000 | 14,382,000 |
| Equity capital | 10,821,000 | 10,574,000 | 10,917,000 | 10,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,616,000 | 2,420,000 | 3,231,000 |
| Interest expense | 90,000 | 186,000 | 278,000 | 370,000 |
| Net interest income | 704,000 | 1,430,000 | 2,142,000 | 2,861,000 |
| Noninterest income | 71,000 | 136,000 | 207,000 | 277,000 |
| Noninterest expense | 581,000 | 1,082,000 | 1,631,000 | 2,188,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 50,000 |
| Pretax income | 194,000 | 555,000 | 759,000 | 971,000 |
| Income tax | -9,000 | 90,000 | 98,000 | 147,000 |
| Net income | 203,000 | 465,000 | 661,000 | 824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,868,000 | 9,987,000 | 10,167,000 | 10,184,000 |
| Total capital | 10,240,000 | 10,321,000 | 10,556,000 | 10,596,000 |
| Risk-weighted assets | 45,298,000 | 45,169,000 | 47,238,000 | 48,736,000 |