Call reports 2014
FIRST BANK OF LINDEN — 2014
What FIRST BANK OF LINDEN reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 81,408,000 | 81,326,000 | 81,148,000 | 81,511,000 |
| Total loans | 34,421,000 | 34,097,000 | 32,788,000 | 32,704,000 |
| Allowance for loan losses | 406,000 | 413,000 | 416,000 | 368,000 |
| Securities available for sale | 30,958,000 | 33,231,000 | 37,015,000 | 36,284,000 |
| Securities held to maturity | 661,000 | 458,000 | 334,000 | 326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,018,000 | 69,508,000 | 69,965,000 | 70,205,000 |
| Interest-bearing deposits | 57,733,000 | 56,993,000 | 55,697,000 | 54,679,000 |
| Noninterest-bearing deposits | 12,285,000 | 12,515,000 | 14,268,000 | 15,526,000 |
| Equity capital | 11,182,000 | 11,466,000 | 10,756,000 | 10,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 789,000 | 1,586,000 | 2,386,000 | 3,197,000 |
| Interest expense | 101,000 | 201,000 | 304,000 | 400,000 |
| Net interest income | 688,000 | 1,385,000 | 2,082,000 | 2,797,000 |
| Noninterest income | 128,000 | 201,000 | 290,000 | 357,000 |
| Noninterest expense | 538,000 | 1,059,000 | 1,624,000 | 2,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 278,000 | 527,000 | 748,000 | 929,000 |
| Income tax | 17,000 | 68,000 | 88,000 | 110,000 |
| Net income | 261,000 | 459,000 | 660,000 | 819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,993,000 | 11,034,000 | 10,243,000 | 9,829,000 |
| Total capital | 11,399,000 | 11,446,000 | 10,658,000 | 10,197,000 |
| Risk-weighted assets | 46,156,000 | 46,059,000 | 45,566,000 | 45,273,000 |