Call reports 2013
FIRST BANK OF LINDEN — 2013
What FIRST BANK OF LINDEN reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,482,000 | 79,156,000 | 78,849,000 | 79,894,000 |
| Total loans | 35,977,000 | 35,652,000 | 33,536,000 | 34,832,000 |
| Allowance for loan losses | 465,000 | 468,000 | 471,000 | 428,000 |
| Securities available for sale | 28,640,000 | 29,300,000 | 29,825,000 | 29,650,000 |
| Securities held to maturity | 1,596,000 | 1,585,000 | 879,000 | 670,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,302,000 | 68,091,000 | 67,768,000 | 68,979,000 |
| Interest-bearing deposits | 57,936,000 | 57,463,000 | 56,236,000 | 56,171,000 |
| Noninterest-bearing deposits | 10,366,000 | 10,628,000 | 11,532,000 | 12,808,000 |
| Equity capital | 11,492,000 | 10,775,000 | 10,864,000 | 10,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 873,000 | 1,733,000 | 2,577,000 | 3,394,000 |
| Interest expense | 115,000 | 226,000 | 330,000 | 435,000 |
| Net interest income | 758,000 | 1,507,000 | 2,247,000 | 2,959,000 |
| Noninterest income | 63,000 | 134,000 | 212,000 | 285,000 |
| Noninterest expense | 554,000 | 1,117,000 | 1,763,000 | 2,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 267,000 | 524,000 | 696,000 | 931,000 |
| Income tax | 23,000 | 74,000 | 75,000 | 128,000 |
| Net income | 244,000 | 450,000 | 621,000 | 803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,531,000 | 10,576,000 | 10,721,000 | 10,749,000 |
| Total capital | 10,996,000 | 11,042,000 | 11,192,000 | 11,175,000 |
| Risk-weighted assets | 47,284,000 | 46,589,000 | 44,727,000 | 46,234,000 |