Call reports 2012
FIRST BANK OF LINDEN — 2012
What FIRST BANK OF LINDEN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,051,000 | 80,865,000 | 80,397,000 | 79,267,000 |
| Total loans | 35,209,000 | 35,991,000 | 36,852,000 | 36,210,000 |
| Allowance for loan losses | 472,000 | 475,000 | 458,000 | 447,000 |
| Securities available for sale | 27,347,000 | 26,560,000 | 27,287,000 | 28,245,000 |
| Securities held to maturity | 3,282,000 | 3,260,000 | 3,057,000 | 2,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,050,000 | 68,364,000 | 67,573,000 | 67,255,000 |
| Interest-bearing deposits | 59,691,000 | 58,272,000 | 58,053,000 | 56,829,000 |
| Noninterest-bearing deposits | 10,359,000 | 10,092,000 | 9,520,000 | 10,426,000 |
| Equity capital | 11,487,000 | 11,719,000 | 12,094,000 | 11,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,726,000 | 2,582,000 | 3,458,000 |
| Interest expense | 172,000 | 325,000 | 461,000 | 588,000 |
| Net interest income | 699,000 | 1,401,000 | 2,121,000 | 2,870,000 |
| Noninterest income | 96,000 | 168,000 | 254,000 | 382,000 |
| Noninterest expense | 595,000 | 1,143,000 | 1,624,000 | 2,221,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 175,000 | 401,000 | 726,000 | 1,006,000 |
| Income tax | 8,000 | 34,000 | 91,000 | 125,000 |
| Net income | 167,000 | 367,000 | 635,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,745,000 | 10,775,000 | 11,042,000 | 10,302,000 |
| Total capital | 11,217,000 | 11,250,000 | 11,500,000 | 10,749,000 |
| Risk-weighted assets | 46,840,000 | 47,461,000 | 48,438,000 | 47,641,000 |