Call reports 2011
FIRST BANK OF LINDEN — 2011
What FIRST BANK OF LINDEN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,577,000 | 81,788,000 | 82,911,000 | 81,267,000 |
| Total loans | 39,833,000 | 40,365,000 | 39,453,000 | 36,675,000 |
| Allowance for loan losses | 331,000 | 399,000 | 449,000 | 478,000 |
| Securities available for sale | 24,354,000 | 24,917,000 | 22,996,000 | 23,888,000 |
| Securities held to maturity | 5,038,000 | 4,109,000 | 3,887,000 | 3,572,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,962,000 | 70,394,000 | 71,053,000 | 69,371,000 |
| Interest-bearing deposits | 61,010,000 | 61,377,000 | 60,954,000 | 60,603,000 |
| Noninterest-bearing deposits | 8,952,000 | 9,017,000 | 10,099,000 | 8,768,000 |
| Equity capital | 10,502,000 | 10,911,000 | 11,384,000 | 11,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 942,000 | 1,897,000 | 2,820,000 | 3,689,000 |
| Interest expense | 212,000 | 422,000 | 627,000 | 820,000 |
| Net interest income | 730,000 | 1,475,000 | 2,193,000 | 2,869,000 |
| Noninterest income | 92,000 | 167,000 | 315,000 | 317,000 |
| Noninterest expense | 550,000 | 1,084,000 | 1,719,000 | 2,377,000 |
| Provision for loan losses | 41,000 | 101,000 | 142,000 | 167,000 |
| Pretax income | 231,000 | 457,000 | 647,000 | 771,000 |
| Income tax | 6,000 | 36,000 | 33,000 | 37,000 |
| Net income | 225,000 | 421,000 | 614,000 | 734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,416,000 | 10,446,000 | 10,642,000 | 10,586,000 |
| Total capital | 10,747,000 | 10,845,000 | 11,091,000 | 11,064,000 |
| Risk-weighted assets | 50,726,000 | 51,342,000 | 50,873,000 | 47,753,000 |