Call reports 2010
FIRST BANK OF LINDEN — 2010
What FIRST BANK OF LINDEN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 82,267,000 | 83,395,000 | 84,794,000 | 81,324,000 |
| Total loans | 42,055,000 | 41,366,000 | 40,373,000 | 39,457,000 |
| Allowance for loan losses | 181,000 | 294,000 | 320,000 | 338,000 |
| Securities available for sale | 21,585,000 | 21,489,000 | 22,417,000 | 23,804,000 |
| Securities held to maturity | 6,635,000 | 6,024,000 | 5,516,000 | 5,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,655,000 | 72,543,000 | 73,516,000 | 70,892,000 |
| Interest-bearing deposits | 62,160,000 | 62,970,000 | 62,842,000 | 61,742,000 |
| Noninterest-bearing deposits | 9,495,000 | 9,573,000 | 10,674,000 | 9,150,000 |
| Equity capital | 10,255,000 | 10,380,000 | 10,757,000 | 10,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 961,000 | 1,893,000 | 2,822,000 | 3,750,000 |
| Interest expense | 274,000 | 531,000 | 776,000 | 1,012,000 |
| Net interest income | 687,000 | 1,362,000 | 2,046,000 | 2,738,000 |
| Noninterest income | 67,000 | 164,000 | 249,000 | 331,000 |
| Noninterest expense | 535,000 | 1,109,000 | 1,752,000 | 2,365,000 |
| Provision for loan losses | 0 | 120,000 | 150,000 | 150,000 |
| Pretax income | 219,000 | 297,000 | 393,000 | 554,000 |
| Income tax | 19,000 | -30,000 | -61,000 | -94,000 |
| Net income | 200,000 | 327,000 | 454,000 | 648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,059,000 | 10,052,000 | 10,176,000 | 10,198,000 |
| Total capital | 10,238,000 | 10,345,000 | 10,496,000 | 10,536,000 |
| Risk-weighted assets | 52,004,000 | 52,050,000 | 50,832,000 | 50,628,000 |