Call reports 2009
FIRST BANK OF LINDEN — 2009
What FIRST BANK OF LINDEN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 83,476,000 | 83,792,000 | 83,681,000 | 80,160,000 |
| Total loans | 45,604,000 | 44,058,000 | 43,781,000 | 42,564,000 |
| Allowance for loan losses | 230,000 | 277,000 | 339,000 | 309,000 |
| Securities available for sale | 20,241,000 | 21,444,000 | 23,457,000 | 22,378,000 |
| Securities held to maturity | 8,901,000 | 8,038,000 | 7,466,000 | 7,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,638,000 | 74,003,000 | 73,006,000 | 69,666,000 |
| Interest-bearing deposits | 63,887,000 | 63,779,000 | 62,746,000 | 61,188,000 |
| Noninterest-bearing deposits | 9,751,000 | 10,224,000 | 10,259,000 | 8,478,000 |
| Equity capital | 9,587,000 | 9,470,000 | 10,273,000 | 10,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,065,000 | 3,076,000 | 4,054,000 |
| Interest expense | 438,000 | 834,000 | 1,191,000 | 1,502,000 |
| Net interest income | 629,000 | 1,231,000 | 1,885,000 | 2,552,000 |
| Noninterest income | 52,000 | 103,000 | 196,000 | 314,000 |
| Noninterest expense | 518,000 | 1,018,000 | 1,604,000 | 2,209,000 |
| Provision for loan losses | 30,000 | 90,000 | 120,000 | 120,000 |
| Pretax income | 133,000 | 226,000 | 357,000 | 537,000 |
| Income tax | 23,000 | 40,000 | -46,000 | -50,000 |
| Net income | 110,000 | 186,000 | 403,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,602,000 | 9,537,000 | 9,812,000 | 9,862,000 |
| Total capital | 9,832,000 | 9,814,000 | 10,151,000 | 10,169,000 |
| Risk-weighted assets | 52,389,000 | 51,858,000 | 52,041,000 | 51,344,000 |