Call reports 2007
FIRST BANK OF LINDEN — 2007
What FIRST BANK OF LINDEN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 103,167,000 | 100,486,000 | 101,077,000 | 98,985,000 |
| Total loans | 64,806,000 | 60,882,000 | 58,384,000 | 56,315,000 |
| Allowance for loan losses | 929,000 | 921,000 | 997,000 | 507,000 |
| Securities available for sale | 9,527,000 | 9,599,000 | 11,131,000 | 14,841,000 |
| Securities held to maturity | 21,104,000 | 20,841,000 | 20,644,000 | 19,498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,233,000 | 89,999,000 | 90,415,000 | 88,353,000 |
| Interest-bearing deposits | 81,831,000 | 81,273,000 | 81,631,000 | 79,910,000 |
| Noninterest-bearing deposits | 9,402,000 | 8,726,000 | 8,784,000 | 8,443,000 |
| Equity capital | 10,500,000 | 9,981,000 | 10,278,000 | 10,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,666,000 | 3,329,000 | 4,959,000 | 6,224,000 |
| Interest expense | 880,000 | 1,755,000 | 2,667,000 | 3,559,000 |
| Net interest income | 786,000 | 1,574,000 | 2,292,000 | 2,665,000 |
| Noninterest income | 92,000 | 209,000 | 341,000 | 480,000 |
| Noninterest expense | 495,000 | 1,006,000 | 1,522,000 | 2,058,000 |
| Provision for loan losses | 90,000 | 180,000 | 278,000 | 340,000 |
| Pretax income | 293,000 | 597,000 | 833,000 | 747,000 |
| Income tax | 76,000 | 176,000 | 228,000 | 230,000 |
| Net income | 217,000 | 421,000 | 605,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,527,000 | 10,085,000 | 10,280,000 | 10,059,000 |
| Total capital | 11,428,000 | 10,929,000 | 11,007,000 | 10,566,000 |
| Risk-weighted assets | 71,292,000 | 66,801,000 | 64,497,000 | 62,808,000 |