Call reports 2006
FIRST BANK OF LINDEN — 2006
What FIRST BANK OF LINDEN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 107,553,000 | 105,496,000 | 107,789,000 | 103,520,000 |
| Total loans | 68,564,000 | 66,526,000 | 66,056,000 | 65,492,000 |
| Allowance for loan losses | 808,000 | 796,000 | 866,000 | 847,000 |
| Securities available for sale | 7,220,000 | 8,385,000 | 10,031,000 | 10,646,000 |
| Securities held to maturity | 22,801,000 | 22,391,000 | 21,817,000 | 21,179,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,109,000 | 94,939,000 | 97,006,000 | 90,828,000 |
| Interest-bearing deposits | 88,471,000 | 86,128,000 | 87,462,000 | 82,934,000 |
| Noninterest-bearing deposits | 8,638,000 | 8,811,000 | 9,544,000 | 7,894,000 |
| Equity capital | 10,023,000 | 10,044,000 | 10,370,000 | 10,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,567,000 | 3,203,000 | 4,846,000 | 6,561,000 |
| Interest expense | 807,000 | 1,653,000 | 2,546,000 | 3,452,000 |
| Net interest income | 760,000 | 1,550,000 | 2,300,000 | 3,109,000 |
| Noninterest income | 66,000 | 195,000 | 297,000 | 379,000 |
| Noninterest expense | 437,000 | 938,000 | 1,391,000 | 1,884,000 |
| Provision for loan losses | 30,000 | 70,000 | 210,000 | 210,000 |
| Pretax income | 359,000 | 737,000 | 996,000 | 1,394,000 |
| Income tax | 84,000 | 207,000 | 273,000 | 391,000 |
| Net income | 275,000 | 530,000 | 723,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,108,000 | 10,206,000 | 10,406,000 | 10,541,000 |
| Total capital | 10,916,000 | 11,002,000 | 11,272,000 | 11,368,000 |
| Risk-weighted assets | 73,226,000 | 72,822,000 | 72,911,000 | 71,934,000 |