Call reports 2004

FIRST BANK OF LINDEN — 2004

Name: FIRST BANK OF LINDEN — FFIEC call report 2004
Creator: FIRST BANK OF LINDEN

What FIRST BANK OF LINDEN reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f45a753f-42ea-4c99-880b-a20b4b8080f9/2004

Balance sheet

What the bank holds and owes at quarter end

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Total assets	94,407,000	91,728,000	94,368,000	95,337,000
Total loans	52,529,000	51,388,000	54,944,000	57,620,000
Allowance for loan losses	545,000	565,000	531,000	687,000
Securities available for sale	4,607,000	6,425,000	7,070,000	6,581,000
Securities held to maturity	29,840,000	27,906,000	25,816,000	26,218,000
Trading assets	0	0	0	0
Total deposits	83,732,000	82,521,000	83,829,000	85,630,000
Interest-bearing deposits	75,947,000	75,573,000	74,622,000	76,882,000
Noninterest-bearing deposits	7,785,000	6,948,000	9,207,000	8,748,000
Equity capital	8,870,000	8,728,000	9,091,000	9,064,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Interest income	1,301,000	2,574,000	3,862,000	5,167,000
Interest expense	491,000	966,000	1,422,000	1,904,000
Net interest income	810,000	1,608,000	2,440,000	3,263,000
Noninterest income	99,000	233,000	343,000	426,000
Noninterest expense	428,000	902,000	1,310,000	1,788,000
Provision for loan losses	100,000	430,000	610,000	840,000
Pretax income	379,000	506,000	859,000	1,056,000
Income tax	73,000	123,000	229,000	287,000
Net income	306,000	383,000	630,000	769,000

Basel measures — not reported for every quarter

Measure	2004Q1	2004Q2	2004Q3	2004Q4
Tier 1 capital	8,804,000	8,733,000	8,994,000	8,999,000
Total capital	9,349,000	9,297,000	9,525,000	9,686,000
Risk-weighted assets	59,182,000	57,036,000	59,431,000	61,814,000