Call reports 2003

FIRST BANK OF LINDEN — 2003

Name: FIRST BANK OF LINDEN — FFIEC call report 2003
Creator: FIRST BANK OF LINDEN

What FIRST BANK OF LINDEN reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/f45a753f-42ea-4c99-880b-a20b4b8080f9/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	90,045,000	91,338,000	91,975,000	91,517,000
Total loans	47,696,000	47,992,000	50,230,000	51,549,000
Allowance for loan losses	674,000	707,000	633,000	657,000
Securities available for sale	6,835,000	7,124,000	5,716,000	3,092,000
Securities held to maturity	27,720,000	28,797,000	29,811,000	32,093,000
Trading assets	0	0	0	0
Total deposits	80,395,000	82,680,000	83,182,000	80,623,000
Interest-bearing deposits	73,098,000	74,291,000	75,004,000	72,706,000
Noninterest-bearing deposits	7,297,000	8,389,000	8,178,000	7,917,000
Equity capital	9,326,000	8,284,000	8,510,000	8,531,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,312,000	2,592,000	3,948,000	5,263,000
Interest expense	685,000	1,355,000	1,982,000	2,530,000
Net interest income	627,000	1,237,000	1,966,000	2,733,000
Noninterest income	83,000	166,000	242,000	311,000
Noninterest expense	413,000	949,000	1,333,000	1,798,000
Provision for loan losses	0	274,000	284,000	413,000
Pretax income	292,000	168,000	575,000	769,000
Income tax	42,000	68,000	169,000	233,000
Net income	250,000	100,000	406,000	536,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,233,000	8,188,000	8,482,000	8,493,000
Total capital	9,907,000	8,888,000	9,114,000	9,150,000
Risk-weighted assets	55,634,000	56,039,000	56,792,000	56,845,000