Call reports 2002
FIRST BANK OF LINDEN — 2002
What FIRST BANK OF LINDEN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 82,691,000 | 85,144,000 | 89,596,000 | 87,161,000 |
| Total loans | 42,456,000 | 44,091,000 | 48,278,000 | 47,120,000 |
| Allowance for loan losses | 493,000 | 570,000 | 549,000 | 712,000 |
| Securities available for sale | 10,787,000 | 10,199,000 | 9,984,000 | 7,165,000 |
| Securities held to maturity | 24,442,000 | 25,008,000 | 24,918,000 | 27,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,404,000 | 75,277,000 | 78,005,000 | 77,600,000 |
| Interest-bearing deposits | 67,628,000 | 70,378,000 | 70,334,000 | 70,851,000 |
| Noninterest-bearing deposits | 5,776,000 | 4,899,000 | 7,671,000 | 6,749,000 |
| Equity capital | 8,711,000 | 8,958,000 | 9,245,000 | 9,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,704,000 | 4,061,000 | 5,455,000 |
| Interest expense | 763,000 | 1,545,000 | 2,285,000 | 3,003,000 |
| Net interest income | 584,000 | 1,159,000 | 1,776,000 | 2,452,000 |
| Noninterest income | 92,000 | 184,000 | 271,000 | 338,000 |
| Noninterest expense | 418,000 | 701,000 | 1,124,000 | 1,561,000 |
| Provision for loan losses | 0 | 91,000 | 91,000 | 366,000 |
| Pretax income | 268,000 | 553,000 | 827,000 | 854,000 |
| Income tax | 39,000 | 39,000 | 59,000 | 118,000 |
| Net income | 229,000 | 514,000 | 768,000 | 736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,647,000 | 8,823,000 | 9,101,000 | 8,978,000 |
| Total capital | 9,140,000 | 9,393,000 | 9,650,000 | 9,655,000 |
| Risk-weighted assets | 48,764,000 | 51,846,000 | 55,187,000 | 54,113,000 |