Call reports 2001
FIRST BANK OF LINDEN — 2001
What FIRST BANK OF LINDEN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 81,448,000 | 86,612,000 | 86,007,000 | 84,305,000 |
| Total loans | 40,934,000 | 39,040,000 | 39,404,000 | 41,244,000 |
| Allowance for loan losses | 545,000 | 550,000 | 536,000 | 535,000 |
| Securities available for sale | 14,465,000 | 12,933,000 | 13,705,000 | 13,387,000 |
| Securities held to maturity | 19,589,000 | 23,663,000 | 26,217,000 | 25,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,447,000 | 77,630,000 | 76,815,000 | 73,768,000 |
| Interest-bearing deposits | 65,751,000 | 68,009,000 | 70,268,000 | 67,727,000 |
| Noninterest-bearing deposits | 6,696,000 | 9,621,000 | 6,547,000 | 6,041,000 |
| Equity capital | 8,533,000 | 8,457,000 | 8,778,000 | 8,571,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,021,000 | 4,544,000 | 6,012,000 |
| Interest expense | 938,000 | 1,913,000 | 2,856,000 | 3,766,000 |
| Net interest income | 587,000 | 1,108,000 | 1,688,000 | 2,246,000 |
| Noninterest income | 83,000 | 166,000 | 241,000 | 324,000 |
| Noninterest expense | 358,000 | 802,000 | 1,178,000 | 1,615,000 |
| Provision for loan losses | 0 | 54,000 | 54,000 | 211,000 |
| Pretax income | 299,000 | 388,000 | 654,000 | 693,000 |
| Income tax | 40,000 | 99,000 | 159,000 | 219,000 |
| Net income | 259,000 | 289,000 | 495,000 | 474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,397,000 | 8,331,000 | 8,543,000 | 8,418,000 |
| Total capital | 8,942,000 | 8,881,000 | 9,079,000 | 8,953,000 |
| Risk-weighted assets | 45,883,000 | 45,808,000 | 45,180,000 | 46,386,000 |