Call reports 2025
BANK OF MILLBROOK — 2025
What BANK OF MILLBROOK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 284,094,000 | 285,023,000 | 306,752,000 | 308,458,000 |
| Total loans | 130,737,000 | 134,372,000 | 132,681,000 | 136,368,000 |
| Allowance for loan losses | 2,365,000 | 2,390,000 | 2,430,000 | 2,516,000 |
| Securities available for sale | 93,608,000 | 92,847,000 | 88,825,000 | 99,769,000 |
| Securities held to maturity | 8,986,000 | 9,248,000 | 9,588,000 | 9,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,877,000 | 249,038,000 | 268,363,000 | 268,480,000 |
| Interest-bearing deposits | 126,921,000 | 126,042,000 | 130,472,000 | 135,804,000 |
| Noninterest-bearing deposits | 122,956,000 | 122,996,000 | 137,891,000 | 132,676,000 |
| Equity capital | 32,789,000 | 34,140,000 | 36,683,000 | 37,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,890,000 | 5,942,000 | 9,039,000 | 12,438,000 |
| Interest expense | 106,000 | 207,000 | 309,000 | 419,000 |
| Net interest income | 2,784,000 | 5,735,000 | 8,730,000 | 12,019,000 |
| Noninterest income | 645,000 | 1,339,000 | 2,024,000 | 2,752,000 |
| Noninterest expense | 1,743,000 | 3,492,000 | 5,438,000 | 7,585,000 |
| Provision for loan losses | 30,000 | 60,000 | 100,000 | 160,000 |
| Pretax income | 1,656,000 | 3,522,000 | 5,216,000 | 7,026,000 |
| Income tax | 429,000 | 900,000 | 1,345,000 | 1,660,000 |
| Net income | 1,227,000 | 2,622,000 | 3,871,000 | 5,366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,028,000 | 33,136,000 | 34,385,000 | 35,372,000 |
| Total capital | 33,606,000 | 35,047,000 | 36,209,000 | 37,271,000 |
| Risk-weighted assets | 125,199,000 | 152,089,000 | 145,068,000 | 151,075,000 |