Call reports 2023
BANK OF MILLBROOK — 2023
What BANK OF MILLBROOK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 315,189,000 | 298,375,000 | 298,105,000 | 285,871,000 |
| Total loans | 108,637,000 | 106,975,000 | 111,682,000 | 112,461,000 |
| Allowance for loan losses | 2,381,000 | 2,396,000 | 2,414,000 | 2,409,000 |
| Securities available for sale | 154,525,000 | 143,143,000 | 130,184,000 | 119,228,000 |
| Securities held to maturity | 11,153,000 | 10,342,000 | 9,970,000 | 9,887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 291,851,000 | 274,448,000 | 272,651,000 | 258,752,000 |
| Interest-bearing deposits | 151,248,000 | 136,681,000 | 131,413,000 | 136,174,000 |
| Noninterest-bearing deposits | 140,603,000 | 137,767,000 | 141,238,000 | 122,578,000 |
| Equity capital | 22,162,000 | 22,432,000 | 24,077,000 | 25,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,962,000 | 4,078,000 | 6,209,000 | 8,608,000 |
| Interest expense | 70,000 | 154,000 | 294,000 | 413,000 |
| Net interest income | 1,892,000 | 3,924,000 | 5,915,000 | 8,195,000 |
| Noninterest income | 529,000 | 1,145,000 | 1,695,000 | 2,296,000 |
| Noninterest expense | 1,562,000 | 3,078,000 | 4,793,000 | 6,567,000 |
| Provision for loan losses | 60,000 | 75,000 | 90,000 | 105,000 |
| Pretax income | 788,000 | 1,905,000 | 2,716,000 | 3,808,000 |
| Income tax | 16,000 | 402,000 | 402,000 | 915,000 |
| Net income | 772,000 | 1,503,000 | 2,314,000 | 2,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,637,000 | 26,128,000 | 26,937,000 | 27,132,000 |
| Total capital | 27,078,000 | 27,560,000 | 28,391,000 | 28,669,000 |
| Risk-weighted assets | 114,144,000 | 113,403,000 | 115,220,000 | 121,917,000 |