Call reports 2021
BANK OF MILLBROOK — 2021
What BANK OF MILLBROOK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 297,989,000 | 287,587,000 | 320,086,000 | 325,099,000 |
| Total loans | 100,606,000 | 98,382,000 | 98,556,000 | 98,899,000 |
| Allowance for loan losses | 2,186,000 | 2,177,000 | 2,210,000 | 2,273,000 |
| Securities available for sale | 125,009,000 | 140,938,000 | 145,208,000 | 157,238,000 |
| Securities held to maturity | 5,133,000 | 4,896,000 | 3,557,000 | 3,493,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 271,030,000 | 260,625,000 | 293,027,000 | 298,720,000 |
| Interest-bearing deposits | 143,033,000 | 138,581,000 | 155,636,000 | 170,099,000 |
| Noninterest-bearing deposits | 127,997,000 | 122,044,000 | 137,391,000 | 128,621,000 |
| Equity capital | 25,149,000 | 24,946,000 | 25,357,000 | 24,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,265,000 | 2,552,000 | 3,864,000 | 5,277,000 |
| Interest expense | 36,000 | 68,000 | 99,000 | 135,000 |
| Net interest income | 1,229,000 | 2,484,000 | 3,765,000 | 5,142,000 |
| Noninterest income | 462,000 | 991,000 | 1,641,000 | 2,297,000 |
| Noninterest expense | 1,366,000 | 2,831,000 | 4,242,000 | 5,811,000 |
| Provision for loan losses | 55,000 | 100,000 | 130,000 | 130,000 |
| Pretax income | 270,000 | 544,000 | 1,034,000 | 1,498,000 |
| Income tax | 9,000 | 84,000 | 148,000 | 305,000 |
| Net income | 261,000 | 460,000 | 886,000 | 1,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,428,000 | 25,291,000 | 25,716,000 | 25,399,000 |
| Total capital | 26,780,000 | 26,551,000 | 27,042,000 | 26,709,000 |
| Risk-weighted assets | 107,077,000 | 99,672,000 | 104,944,000 | 103,701,000 |