Call reports 2020
BANK OF MILLBROOK — 2020
What BANK OF MILLBROOK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 245,371,000 | 247,385,000 | 273,429,000 | 267,744,000 |
| Total loans | 93,441,000 | 103,388,000 | 104,020,000 | 101,405,000 |
| Allowance for loan losses | 1,990,000 | 2,038,000 | 2,113,000 | 2,133,000 |
| Securities available for sale | 90,302,000 | 90,809,000 | 87,477,000 | 105,075,000 |
| Securities held to maturity | 5,110,000 | 5,023,000 | 5,187,000 | 5,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,252,000 | 218,467,000 | 245,359,000 | 239,680,000 |
| Interest-bearing deposits | 119,043,000 | 116,817,000 | 130,779,000 | 132,886,000 |
| Noninterest-bearing deposits | 98,209,000 | 101,650,000 | 114,580,000 | 106,794,000 |
| Equity capital | 26,545,000 | 26,557,000 | 26,446,000 | 25,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,733,000 | 3,353,000 | 4,941,000 | 6,369,000 |
| Interest expense | 65,000 | 120,000 | 163,000 | 205,000 |
| Net interest income | 1,668,000 | 3,233,000 | 4,778,000 | 6,164,000 |
| Noninterest income | 375,000 | 800,000 | 1,233,000 | 1,703,000 |
| Noninterest expense | 1,354,000 | 2,868,000 | 4,282,000 | 5,834,000 |
| Provision for loan losses | 45,000 | 120,000 | 195,000 | 270,000 |
| Pretax income | 673,000 | 1,074,000 | 1,563,000 | 1,792,000 |
| Income tax | 4,000 | 6,000 | 211,000 | 397,000 |
| Net income | 669,000 | 1,068,000 | 1,352,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,569,000 | 25,464,000 | 25,747,000 | 25,167,000 |
| Total capital | 26,864,000 | 26,850,000 | 27,088,000 | 26,519,000 |
| Risk-weighted assets | 102,695,000 | 110,020,000 | 106,331,000 | 107,140,000 |