Call reports 2019
BANK OF MILLBROOK — 2019
What BANK OF MILLBROOK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 229,181,000 | 220,693,000 | 229,443,000 | 227,375,000 |
| Total loans | 93,845,000 | 94,094,000 | 93,653,000 | 93,622,000 |
| Allowance for loan losses | 2,038,000 | 2,051,000 | 2,082,000 | 1,944,000 |
| Securities available for sale | 91,626,000 | 87,136,000 | 83,942,000 | 87,690,000 |
| Securities held to maturity | 4,560,000 | 4,474,000 | 4,421,000 | 5,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,623,000 | 194,004,000 | 202,740,000 | 200,022,000 |
| Interest-bearing deposits | 114,839,000 | 109,361,000 | 107,727,000 | 112,728,000 |
| Noninterest-bearing deposits | 88,784,000 | 84,643,000 | 95,013,000 | 87,294,000 |
| Equity capital | 24,574,000 | 24,979,000 | 25,576,000 | 25,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,600,000 | 5,421,000 | 7,227,000 |
| Interest expense | 54,000 | 113,000 | 178,000 | 245,000 |
| Net interest income | 1,731,000 | 3,487,000 | 5,243,000 | 6,982,000 |
| Noninterest income | 415,000 | 866,000 | 1,303,000 | 1,870,000 |
| Noninterest expense | 1,376,000 | 2,967,000 | 4,433,000 | 6,056,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 96,000 |
| Pretax income | 740,000 | 1,327,000 | 2,029,000 | 2,710,000 |
| Income tax | 6,000 | 153,000 | 293,000 | 509,000 |
| Net income | 734,000 | 1,174,000 | 1,736,000 | 2,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,561,000 | 24,496,000 | 25,059,000 | 24,900,000 |
| Total capital | 25,895,000 | 25,809,000 | 26,337,000 | 26,194,000 |
| Risk-weighted assets | 105,880,000 | 104,213,000 | 101,335,000 | 102,739,000 |