Call reports 2018
BANK OF MILLBROOK — 2018
What BANK OF MILLBROOK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 232,736,000 | 221,572,000 | 230,299,000 | 218,735,000 |
| Total loans | 94,325,000 | 94,352,000 | 95,719,000 | 95,271,000 |
| Allowance for loan losses | 1,918,000 | 1,926,000 | 1,983,000 | 2,009,000 |
| Securities available for sale | 94,611,000 | 93,557,000 | 93,311,000 | 94,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,001,000 | 197,525,000 | 206,351,000 | 193,610,000 |
| Interest-bearing deposits | 122,086,000 | 114,425,000 | 120,715,000 | 114,356,000 |
| Noninterest-bearing deposits | 86,915,000 | 83,100,000 | 85,636,000 | 79,255,000 |
| Equity capital | 22,850,000 | 22,704,000 | 23,020,000 | 23,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,537,000 | 3,173,000 | 4,797,000 | 6,596,000 |
| Interest expense | 35,000 | 75,000 | 115,000 | 167,000 |
| Net interest income | 1,502,000 | 3,098,000 | 4,682,000 | 6,429,000 |
| Noninterest income | 385,000 | 821,000 | 1,229,000 | 1,666,000 |
| Noninterest expense | 1,369,000 | 2,902,000 | 4,290,000 | 5,792,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 488,000 | 957,000 | 1,531,000 | 2,183,000 |
| Income tax | 8,000 | 92,000 | 158,000 | 355,000 |
| Net income | 480,000 | 865,000 | 1,373,000 | 1,828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,506,000 | 23,412,000 | 23,919,000 | 23,827,000 |
| Total capital | 24,837,000 | 24,734,000 | 25,266,000 | 25,160,000 |
| Risk-weighted assets | 105,805,000 | 105,064,000 | 107,079,000 | 105,824,000 |