Call reports 2017
BANK OF MILLBROOK — 2017
What BANK OF MILLBROOK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 221,944,000 | 212,762,000 | 233,826,000 | 229,091,000 |
| Total loans | 98,480,000 | 98,816,000 | 97,698,000 | 94,978,000 |
| Allowance for loan losses | 2,087,000 | 2,083,000 | 2,065,000 | 1,942,000 |
| Securities available for sale | 86,401,000 | 83,930,000 | 87,208,000 | 93,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,963,000 | 188,291,000 | 209,305,000 | 204,922,000 |
| Interest-bearing deposits | 114,704,000 | 110,263,000 | 126,561,000 | 129,505,000 |
| Noninterest-bearing deposits | 83,259,000 | 78,028,000 | 82,744,000 | 75,417,000 |
| Equity capital | 23,082,000 | 23,033,000 | 23,576,000 | 22,634,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,952,000 | 4,462,000 | 6,027,000 |
| Interest expense | 29,000 | 59,000 | 89,000 | 125,000 |
| Net interest income | 1,426,000 | 2,893,000 | 4,373,000 | 5,902,000 |
| Noninterest income | 397,000 | 829,000 | 1,261,000 | 1,705,000 |
| Noninterest expense | 1,308,000 | 2,771,000 | 4,109,000 | 5,634,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 320,000 |
| Pretax income | 485,000 | 891,000 | 1,435,000 | 1,653,000 |
| Income tax | 8,000 | 7,000 | 32,000 | 156,000 |
| Net income | 477,000 | 884,000 | 1,403,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,182,000 | 23,037,000 | 23,361,000 | 23,025,000 |
| Total capital | 24,532,000 | 24,382,000 | 24,705,000 | 24,356,000 |
| Risk-weighted assets | 107,088,000 | 106,687,000 | 106,684,000 | 105,758,000 |