Call reports 2016
BANK OF MILLBROOK — 2016
What BANK OF MILLBROOK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 218,428,000 | 212,268,000 | 229,135,000 | 210,569,000 |
| Total loans | 100,571,000 | 99,410,000 | 98,915,000 | 98,655,000 |
| Allowance for loan losses | 2,125,000 | 2,171,000 | 2,112,000 | 2,059,000 |
| Securities available for sale | 74,848,000 | 72,828,000 | 74,146,000 | 83,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,074,000 | 187,428,000 | 204,481,000 | 186,721,000 |
| Interest-bearing deposits | 121,286,000 | 102,032,000 | 88,077,000 | 109,247,000 |
| Noninterest-bearing deposits | 72,789,000 | 85,396,000 | 116,404,000 | 77,474,000 |
| Equity capital | 23,267,000 | 23,230,000 | 23,435,000 | 22,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,421,000 | 2,853,000 | 4,278,000 | 5,756,000 |
| Interest expense | 27,000 | 60,000 | 87,000 | 121,000 |
| Net interest income | 1,394,000 | 2,793,000 | 4,191,000 | 5,635,000 |
| Noninterest income | 378,000 | 787,000 | 1,223,000 | 1,653,000 |
| Noninterest expense | 1,353,000 | 2,801,000 | 4,154,000 | 5,637,000 |
| Provision for loan losses | 40,000 | 70,000 | 100,000 | 150,000 |
| Pretax income | 381,000 | 711,000 | 1,163,000 | 1,495,000 |
| Income tax | 0 | 0 | 0 | 168,000 |
| Net income | 381,000 | 711,000 | 1,163,000 | 1,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,839,000 | 22,689,000 | 23,141,000 | 22,705,000 |
| Total capital | 24,155,000 | 24,002,000 | 24,459,000 | 24,055,000 |
| Risk-weighted assets | 104,269,000 | 103,987,000 | 104,479,000 | 107,002,000 |