Call reports 2015
BANK OF MILLBROOK — 2015
What BANK OF MILLBROOK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 213,850,000 | 202,409,000 | 208,417,000 | 206,886,000 |
| Total loans | 101,871,000 | 103,885,000 | 101,282,000 | 101,852,000 |
| Allowance for loan losses | 2,201,000 | 2,231,000 | 2,092,000 | 2,190,000 |
| Securities available for sale | 92,217,000 | 76,305,000 | 70,485,000 | 73,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,755,000 | 175,007,000 | 184,133,000 | 182,195,000 |
| Interest-bearing deposits | 119,002,000 | 103,559,000 | 110,717,000 | 111,463,000 |
| Noninterest-bearing deposits | 69,753,000 | 71,448,000 | 73,416,000 | 70,732,000 |
| Equity capital | 22,989,000 | 22,834,000 | 23,122,000 | 22,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,488,000 | 2,963,000 | 4,419,000 | 5,859,000 |
| Interest expense | 32,000 | 63,000 | 93,000 | 128,000 |
| Net interest income | 1,456,000 | 2,900,000 | 4,326,000 | 5,731,000 |
| Noninterest income | 401,000 | 841,000 | 1,205,000 | 1,696,000 |
| Noninterest expense | 1,349,000 | 2,726,000 | 4,167,000 | 5,750,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 170,000 |
| Pretax income | 512,000 | 1,012,000 | 1,332,000 | 1,585,000 |
| Income tax | 27,000 | 111,000 | 244,000 | 257,000 |
| Net income | 485,000 | 901,000 | 1,088,000 | 1,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,648,000 | 22,486,000 | 22,770,000 | 22,459,000 |
| Total capital | 23,314,000 | 23,782,000 | 24,117,000 | 23,789,000 |
| Risk-weighted assets | 103,134,000 | 102,525,000 | 106,784,000 | 105,324,000 |