Call reports 2014
BANK OF MILLBROOK — 2014
What BANK OF MILLBROOK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 207,594,000 | 200,833,000 | 211,887,000 | 211,741,000 |
| Total loans | 100,208,000 | 100,750,000 | 100,301,000 | 100,422,000 |
| Allowance for loan losses | 2,300,000 | 2,366,000 | 2,419,000 | 2,182,000 |
| Securities available for sale | 87,099,000 | 75,488,000 | 82,300,000 | 91,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,282,000 | 176,990,000 | 188,212,000 | 187,674,000 |
| Interest-bearing deposits | 116,166,000 | 107,563,000 | 116,232,000 | 121,933,000 |
| Noninterest-bearing deposits | 68,116,000 | 69,428,000 | 71,980,000 | 65,742,000 |
| Equity capital | 22,215,000 | 22,352,000 | 22,614,000 | 22,310,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 2,994,000 | 4,448,000 | 5,951,000 |
| Interest expense | 36,000 | 65,000 | 95,000 | 132,000 |
| Net interest income | 1,491,000 | 2,929,000 | 4,353,000 | 5,819,000 |
| Noninterest income | 375,000 | 781,000 | 1,181,000 | 1,610,000 |
| Noninterest expense | 1,356,000 | 2,612,000 | 4,010,000 | 5,726,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 0 |
| Pretax income | 450,000 | 1,017,000 | 1,381,000 | 1,751,000 |
| Income tax | 17,000 | 157,000 | 264,000 | 311,000 |
| Net income | 433,000 | 860,000 | 1,117,000 | 1,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,141,000 | 22,114,000 | 22,370,000 | 22,163,000 |
| Total capital | 23,406,000 | 23,345,000 | 23,610,000 | 23,396,000 |
| Risk-weighted assets | 99,959,000 | 97,482,000 | 97,875,000 | 97,474,000 |