Call reports 2013
BANK OF MILLBROOK — 2013
What BANK OF MILLBROOK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 211,549,000 | 206,561,000 | 212,207,000 | 214,282,000 |
| Total loans | 99,283,000 | 99,087,000 | 99,809,000 | 100,663,000 |
| Allowance for loan losses | 2,135,000 | 2,178,000 | 1,859,000 | 2,256,000 |
| Securities available for sale | 66,727,000 | 76,728,000 | 76,807,000 | 86,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,763,000 | 183,168,000 | 189,007,000 | 190,953,000 |
| Interest-bearing deposits | 111,475,000 | 109,422,000 | 114,692,000 | 119,942,000 |
| Noninterest-bearing deposits | 76,288,000 | 73,746,000 | 74,315,000 | 71,010,000 |
| Equity capital | 22,146,000 | 21,233,000 | 21,436,000 | 21,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,544,000 | 3,083,000 | 4,617,000 | 6,142,000 |
| Interest expense | 44,000 | 93,000 | 140,000 | 191,000 |
| Net interest income | 1,500,000 | 2,990,000 | 4,477,000 | 5,951,000 |
| Noninterest income | 343,000 | 743,000 | 1,072,000 | 1,456,000 |
| Noninterest expense | 1,403,000 | 2,828,000 | 4,266,000 | 5,795,000 |
| Provision for loan losses | 60,000 | 120,000 | 240,000 | 110,000 |
| Pretax income | 380,000 | 816,000 | 1,110,000 | 1,569,000 |
| Income tax | 0 | 180,000 | 182,000 | 282,000 |
| Net income | 380,000 | 636,000 | 928,000 | 1,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,748,000 | 21,560,000 | 21,852,000 | 21,708,000 |
| Total capital | 22,983,000 | 22,821,000 | 23,107,000 | 22,981,000 |
| Risk-weighted assets | 97,638,000 | 99,711,000 | 99,490,000 | 100,688,000 |