Call reports 2012
BANK OF MILLBROOK — 2012
What BANK OF MILLBROOK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 195,292,000 | 205,600,000 | 211,910,000 | 219,620,000 |
| Total loans | 105,555,000 | 104,192,000 | 101,192,000 | 99,733,000 |
| Allowance for loan losses | 2,124,000 | 2,021,000 | 2,010,000 | 2,100,000 |
| Securities available for sale | 55,590,000 | 54,527,000 | 62,724,000 | 59,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,980,000 | 181,804,000 | 187,938,000 | 195,856,000 |
| Interest-bearing deposits | 109,791,000 | 109,533,000 | 112,833,000 | 115,970,000 |
| Noninterest-bearing deposits | 62,189,000 | 72,271,000 | 75,105,000 | 79,885,000 |
| Equity capital | 21,792,000 | 21,680,000 | 22,229,000 | 22,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,643,000 | 3,238,000 | 4,870,000 | 6,479,000 |
| Interest expense | 63,000 | 125,000 | 178,000 | 235,000 |
| Net interest income | 1,580,000 | 3,113,000 | 4,692,000 | 6,244,000 |
| Noninterest income | 339,000 | 806,000 | 1,178,000 | 1,555,000 |
| Noninterest expense | 1,489,000 | 2,921,000 | 4,277,000 | 5,511,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 540,000 |
| Pretax income | 370,000 | 878,000 | 1,413,000 | 1,748,000 |
| Income tax | 0 | 136,000 | 211,000 | 268,000 |
| Net income | 370,000 | 742,000 | 1,202,000 | 1,480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,206,000 | 21,135,000 | 21,595,000 | 21,368,000 |
| Total capital | 22,500,000 | 22,444,000 | 22,841,000 | 22,600,000 |
| Risk-weighted assets | 102,677,000 | 103,977,000 | 98,889,000 | 97,730,000 |