Call reports 2011
BANK OF MILLBROOK — 2011
What BANK OF MILLBROOK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 190,994,000 | 185,595,000 | 192,144,000 | 184,559,000 |
| Total loans | 114,139,000 | 114,375,000 | 111,567,000 | 109,674,000 |
| Allowance for loan losses | 2,081,000 | 2,126,000 | 2,095,000 | 2,251,000 |
| Securities available for sale | 43,945,000 | 48,848,000 | 46,485,000 | 56,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,942,000 | 162,892,000 | 168,986,000 | 160,730,000 |
| Interest-bearing deposits | 116,240,000 | 110,517,000 | 111,332,000 | 108,012,000 |
| Noninterest-bearing deposits | 52,702,000 | 52,375,000 | 57,654,000 | 52,719,000 |
| Equity capital | 20,891,000 | 21,064,000 | 21,967,000 | 21,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,775,000 | 3,565,000 | 5,284,000 | 7,049,000 |
| Interest expense | 113,000 | 190,000 | 258,000 | 329,000 |
| Net interest income | 1,662,000 | 3,375,000 | 5,026,000 | 6,720,000 |
| Noninterest income | 327,000 | 691,000 | 1,011,000 | 1,345,000 |
| Noninterest expense | 1,425,000 | 2,811,000 | 4,128,000 | 5,641,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 415,000 |
| Pretax income | 504,000 | 1,135,000 | 1,729,000 | 1,966,000 |
| Income tax | 0 | 336,000 | 336,000 | 421,000 |
| Net income | 504,000 | 799,000 | 1,393,000 | 1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,779,000 | 20,594,000 | 21,189,000 | 20,836,000 |
| Total capital | 22,148,000 | 21,957,000 | 22,554,000 | 22,154,000 |
| Risk-weighted assets | 108,829,000 | 108,289,000 | 108,472,000 | 104,493,000 |