Call reports 2010
BANK OF MILLBROOK — 2010
What BANK OF MILLBROOK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 140,934,000 | 139,776,000 | 141,621,000 | 183,594,000 |
| Total loans | 92,628,000 | 93,116,000 | 92,629,000 | 117,438,000 |
| Allowance for loan losses | 2,035,000 | 2,028,000 | 2,074,000 | 2,128,000 |
| Securities available for sale | 26,875,000 | 29,230,000 | 29,913,000 | 38,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,521,000 | 117,788,000 | 119,559,000 | 161,568,000 |
| Interest-bearing deposits | 77,907,000 | 80,468,000 | 82,106,000 | 111,218,000 |
| Noninterest-bearing deposits | 41,614,000 | 37,319,000 | 37,453,000 | 50,350,000 |
| Equity capital | 20,232,000 | 20,481,000 | 20,888,000 | 20,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,424,000 | 2,890,000 | 4,378,000 | 6,201,000 |
| Interest expense | 138,000 | 260,000 | 373,000 | 520,000 |
| Net interest income | 1,286,000 | 2,630,000 | 4,005,000 | 5,681,000 |
| Noninterest income | 193,000 | 441,000 | 654,000 | 978,000 |
| Noninterest expense | 1,098,000 | 2,118,000 | 3,290,000 | 4,884,000 |
| Provision for loan losses | 40,000 | 85,000 | 130,000 | 190,000 |
| Pretax income | 341,000 | 873,000 | 1,244,000 | 1,583,000 |
| Income tax | 64,000 | 154,000 | 275,000 | 312,000 |
| Net income | 277,000 | 719,000 | 969,000 | 1,271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,122,000 | 20,180,000 | 20,430,000 | 20,275,000 |
| Total capital | 21,170,000 | 21,233,000 | 21,489,000 | 21,658,000 |
| Risk-weighted assets | 82,863,000 | 83,271,000 | 83,681,000 | 109,919,000 |