Call reports 2009
BANK OF MILLBROOK — 2009
What BANK OF MILLBROOK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 133,870,000 | 130,143,000 | 135,003,000 | 132,542,000 |
| Total loans | 94,345,000 | 93,362,000 | 94,156,000 | 92,826,000 |
| Allowance for loan losses | 2,037,000 | 2,061,000 | 2,008,000 | 2,009,000 |
| Securities available for sale | 23,848,000 | 23,950,000 | 23,404,000 | 19,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,021,000 | 108,927,000 | 113,637,000 | 110,878,000 |
| Interest-bearing deposits | 77,579,000 | 73,541,000 | 79,012,000 | 77,310,000 |
| Noninterest-bearing deposits | 35,442,000 | 35,386,000 | 34,624,000 | 33,568,000 |
| Equity capital | 19,694,000 | 19,701,000 | 20,205,000 | 20,051,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,551,000 | 3,091,000 | 4,601,000 | 6,136,000 |
| Interest expense | 162,000 | 313,000 | 449,000 | 601,000 |
| Net interest income | 1,389,000 | 2,778,000 | 4,152,000 | 5,535,000 |
| Noninterest income | 159,000 | 385,000 | 589,000 | 807,000 |
| Noninterest expense | 1,069,000 | 2,138,000 | 3,221,000 | 4,214,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 160,000 |
| Pretax income | 449,000 | 965,000 | 1,430,000 | 1,968,000 |
| Income tax | 101,000 | 261,000 | 344,000 | 453,000 |
| Net income | 348,000 | 704,000 | 1,086,000 | 1,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,469,000 | 19,477,000 | 19,859,000 | 19,844,000 |
| Total capital | 20,498,000 | 20,498,000 | 20,897,000 | 20,874,000 |
| Risk-weighted assets | 81,337,000 | 80,663,000 | 82,097,000 | 81,453,000 |