Call reports 2008
BANK OF MILLBROOK — 2008
What BANK OF MILLBROOK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 133,671,000 | 129,572,000 | 131,123,000 | 133,353,000 |
| Total loans | 89,949,000 | 92,181,000 | 92,657,000 | 93,448,000 |
| Allowance for loan losses | 1,899,000 | 1,956,000 | 1,985,000 | 2,012,000 |
| Securities available for sale | 12,924,000 | 14,223,000 | 16,073,000 | 21,871,000 |
| Securities held to maturity | 9,073,000 | 7,808,000 | 6,061,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,975,000 | 108,531,000 | 110,498,000 | 112,138,000 |
| Interest-bearing deposits | 76,152,000 | 73,615,000 | 73,788,000 | 74,323,000 |
| Noninterest-bearing deposits | 36,823,000 | 34,916,000 | 36,709,000 | 37,815,000 |
| Equity capital | 19,370,000 | 19,049,000 | 19,480,000 | 19,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 3,534,000 | 5,218,000 | 6,864,000 |
| Interest expense | 350,000 | 554,000 | 723,000 | 926,000 |
| Net interest income | 1,463,000 | 2,980,000 | 4,495,000 | 5,938,000 |
| Noninterest income | 175,000 | 386,000 | 571,000 | 765,000 |
| Noninterest expense | 1,052,000 | 2,037,000 | 3,063,000 | 4,086,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 556,000 | 1,269,000 | 1,913,000 | 2,497,000 |
| Income tax | 195,000 | 469,000 | 575,000 | 825,000 |
| Net income | 361,000 | 800,000 | 1,338,000 | 1,672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,258,000 | 18,969,000 | 19,507,000 | 19,121,000 |
| Total capital | 20,231,000 | 19,951,000 | 20,504,000 | 20,139,000 |
| Risk-weighted assets | 76,888,000 | 77,588,000 | 78,762,000 | 80,426,000 |