Call reports 2007
BANK OF MILLBROOK — 2007
What BANK OF MILLBROOK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 128,628,000 | 129,441,000 | 128,876,000 | 130,862,000 |
| Total loans | 88,910,000 | 91,061,000 | 90,443,000 | 91,287,000 |
| Allowance for loan losses | 1,739,000 | 1,764,000 | 1,792,000 | 1,890,000 |
| Securities available for sale | 2,961,000 | 2,975,000 | 5,024,000 | 5,096,000 |
| Securities held to maturity | 22,062,000 | 22,170,000 | 17,268,000 | 13,552,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,120,000 | 108,769,000 | 108,350,000 | 109,918,000 |
| Interest-bearing deposits | 73,870,000 | 70,353,000 | 71,081,000 | 73,895,000 |
| Noninterest-bearing deposits | 34,249,000 | 38,415,000 | 37,269,000 | 36,023,000 |
| Equity capital | 18,864,000 | 18,720,000 | 19,098,000 | 18,951,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,828,000 | 3,705,000 | 5,567,000 | 7,450,000 |
| Interest expense | 426,000 | 835,000 | 1,164,000 | 1,575,000 |
| Net interest income | 1,402,000 | 2,870,000 | 4,403,000 | 5,875,000 |
| Noninterest income | 132,000 | 330,000 | 501,000 | 685,000 |
| Noninterest expense | 967,000 | 1,886,000 | 2,851,000 | 3,802,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 190,000 |
| Pretax income | 537,000 | 1,254,000 | 1,963,000 | 2,568,000 |
| Income tax | 213,000 | 390,000 | 765,000 | 846,000 |
| Net income | 324,000 | 864,000 | 1,198,000 | 1,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,878,000 | 18,735,000 | 19,069,000 | 18,897,000 |
| Total capital | 19,819,000 | 19,702,000 | 20,039,000 | 19,867,000 |
| Risk-weighted assets | 74,457,000 | 76,546,000 | 76,770,000 | 76,716,000 |