Call reports 2006
BANK OF MILLBROOK — 2006
What BANK OF MILLBROOK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,289,000 | 130,155,000 | 131,349,000 | 131,122,000 |
| Total loans | 85,865,000 | 88,743,000 | 88,447,000 | 87,860,000 |
| Allowance for loan losses | 1,741,000 | 1,722,000 | 1,717,000 | 1,733,000 |
| Securities available for sale | 5,899,000 | 4,907,000 | 3,943,000 | 2,935,000 |
| Securities held to maturity | 28,870,000 | 26,888,000 | 27,354,000 | 22,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,171,000 | 110,080,000 | 111,474,000 | 110,659,000 |
| Interest-bearing deposits | 72,635,000 | 72,850,000 | 73,806,000 | 74,234,000 |
| Noninterest-bearing deposits | 36,536,000 | 37,230,000 | 37,668,000 | 36,425,000 |
| Equity capital | 18,513,000 | 18,222,000 | 18,703,000 | 18,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,503,000 | 5,265,000 | 7,126,000 |
| Interest expense | 305,000 | 662,000 | 1,019,000 | 1,490,000 |
| Net interest income | 1,434,000 | 2,841,000 | 4,246,000 | 5,636,000 |
| Noninterest income | 169,000 | 328,000 | 464,000 | 649,000 |
| Noninterest expense | 987,000 | 1,910,000 | 2,853,000 | 3,798,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 586,000 | 1,199,000 | 1,767,000 | 2,367,000 |
| Income tax | 245,000 | 472,000 | 583,000 | 686,000 |
| Net income | 341,000 | 727,000 | 1,184,000 | 1,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,582,000 | 18,284,000 | 18,742,000 | 18,554,000 |
| Total capital | 19,472,000 | 19,248,000 | 19,695,000 | 19,499,000 |
| Risk-weighted assets | 70,376,000 | 76,348,000 | 75,482,000 | 74,784,000 |