Call reports 2004
BANK OF MILLBROOK — 2004
What BANK OF MILLBROOK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 133,089,000 | 132,709,000 | 136,501,000 | 135,527,000 |
| Total loans | 71,273,000 | 72,771,000 | 75,801,000 | 77,169,000 |
| Allowance for loan losses | 1,533,000 | 1,573,000 | 1,604,000 | 1,613,000 |
| Securities available for sale | 8,357,000 | 11,120,000 | 9,633,000 | 8,049,000 |
| Securities held to maturity | 34,644,000 | 32,565,000 | 31,920,000 | 30,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,371,000 | 113,814,000 | 117,571,000 | 116,121,000 |
| Interest-bearing deposits | 81,426,000 | 80,960,000 | 82,688,000 | 81,093,000 |
| Noninterest-bearing deposits | 32,945,000 | 32,854,000 | 34,883,000 | 35,029,000 |
| Equity capital | 17,505,000 | 17,299,000 | 17,778,000 | 17,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,414,000 | 2,846,000 | 4,317,000 | 5,816,000 |
| Interest expense | 168,000 | 331,000 | 480,000 | 642,000 |
| Net interest income | 1,246,000 | 2,515,000 | 3,837,000 | 5,174,000 |
| Noninterest income | 113,000 | 247,000 | 367,000 | 515,000 |
| Noninterest expense | 834,000 | 1,729,000 | 2,600,000 | 3,449,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 495,000 | 973,000 | 1,514,000 | 2,140,000 |
| Income tax | 175,000 | 332,000 | 404,000 | 528,000 |
| Net income | 320,000 | 641,000 | 1,110,000 | 1,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,316,000 | 17,252,000 | 17,722,000 | 17,607,000 |
| Total capital | 18,142,000 | 18,104,000 | 18,570,000 | 18,463,000 |
| Risk-weighted assets | 65,409,000 | 67,422,000 | 67,080,000 | 67,695,000 |