Call reports 2003
BANK OF MILLBROOK — 2003
What BANK OF MILLBROOK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,383,000 | 121,795,000 | 127,035,000 | 125,127,000 |
| Total loans | 64,968,000 | 66,370,000 | 66,012,000 | 69,076,000 |
| Allowance for loan losses | 1,424,000 | 1,455,000 | 1,481,000 | 1,502,000 |
| Securities available for sale | 10,085,000 | 9,025,000 | 7,183,000 | 7,091,000 |
| Securities held to maturity | 27,635,000 | 29,309,000 | 35,069,000 | 35,789,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,309,000 | 103,382,000 | 108,558,000 | 106,511,000 |
| Interest-bearing deposits | 74,669,000 | 74,233,000 | 76,810,000 | 74,707,000 |
| Noninterest-bearing deposits | 26,640,000 | 29,149,000 | 31,748,000 | 31,805,000 |
| Equity capital | 16,857,000 | 16,893,000 | 17,270,000 | 17,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,910,000 | 4,312,000 | 5,721,000 |
| Interest expense | 201,000 | 406,000 | 587,000 | 759,000 |
| Net interest income | 1,197,000 | 2,504,000 | 3,725,000 | 4,962,000 |
| Noninterest income | 103,000 | 232,000 | 348,000 | 458,000 |
| Noninterest expense | 755,000 | 1,574,000 | 2,319,000 | 3,217,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 515,000 | 1,102,000 | 1,664,000 | 2,083,000 |
| Income tax | 172,000 | 375,000 | 502,000 | 621,000 |
| Net income | 343,000 | 727,000 | 1,162,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,500,000 | 16,572,000 | 17,007,000 | 16,995,000 |
| Total capital | 17,206,000 | 17,299,000 | 17,754,000 | 17,761,000 |
| Risk-weighted assets | 55,771,000 | 57,446,000 | 58,995,000 | 60,513,000 |